Anyone can get private home care, but those who are affected by a long term illness or a disability might be entitled to benefits to help them pay for the care they need.
Who gets disability care?Anyone can get home care. There are many different types of care, and you can choose to hire a private carer for as much or as little time as you need to make your life better and safer. But if you have a disability you may be entitled to benefits that will help you to pay for the care you need.
Benefit calculatorsYou can find out how much you’re entitled to by using an independent benefits calculator: These will provide information about income-related benefits, tax credits, Council Tax reduction, carer’s allowance, universal credit, and how work will affect your claim. Before you start, you will need to gather accurate information about your:
- Income – from both parties if you live with a partner (payslips etc)
- Existing benefits and/or pensions
- Outgoings – rent, mortgage, childcare etc
- Council tax bill
Disability Living Allowance (DLA) and Personal Independence Payment (PIP)The DLA is being phased out in favour of PIP. PIP helps with the extra costs incurred by a long term health issue or disability. For those aged 16 – 64, PIP ranges from £22 to £141.10 per week. The amount you get is dependent on the level to which you’re affected by your condition, and this will be decided through an assessment.
How to get PIPYou can make a claim by calling the Department for Work and Pensions (DWP). If you’re calling on behalf of another they will need to be with you when you make the call. You will need:
- Your contact details
- Your date of birth
- National Insurance Number
- Bank or building society account number/sort code
- The name of your doctor or health worker, including their address and telephone number
- Dates and details of any time spent in an overseas hospital or care home
You can make a PIP claim by calling 0800 917 2222, Monday to Friday, 8am to 6pm
You will then:
- Fill out a form
- Return the form to the DWP
- Attend a meeting with an independent health professional to assess the level of help you need (or they can get the information from a social care worker)
- Answer questions about your ability to carry out activities and how your disability affects daily life
Attendance AllowanceIf you’re older than 64, you may be entitled to Attendance Allowance. This is a payment of £55.65 or £83.10 per week, depending on the severity of your disability, to contribute to (or cover) the cost of care.
Lower rate – £55.65For those requiring frequent help or constant supervision during the day, or during the night.
Higher rate – £83.10For supervision throughout the day and night, or if you’re terminally ill.
You choose your careOnce you have been paid, you choose the care you receive. At HomeTouch we’re dedicated to helping you find affordable quality care. HomeTouch is an introductory agency, which means that you maintain control over the carer you employ, while we take care of the checks, contracts, insurance, and provide holiday and sickness cover. We can also help you with your PIP or DLA payments, making the process simple. If you have any questions about finding a carer for your loved one, even if it’s simple advice, please get in touch with a member of our team and they will be happy to help.
Carer’s AllowanceIf you’re caring for someone with substantial needs, you might be entitled to Carer’s Allowance. You could also get Carer’s Credit, which will fill any gaps in your National Insurance record. If you’re caring for someone for 35 hours per week or more, you could be entitled to £62.70 per week. This can help with the cost of weekly shopping, or the petrol needed to get to appointments, or with the cost of vital respite care. You can find out more about the cost of care and the various ways you can make it fit your budget, by downloading our comprehensive and impartial pricing guide. It’s our aim to give you the information you need to find the care that is right for you, be it through us or through another care service.
Find out more:
- Social services carer’s assessment
- How much does respite care cost?
- What is respite care and why is it important?
- What is respite care and how can you find it?
- What is disability care?