Struggling to cope with the cost of care in 2018? A residential home or care home is not the only option. Live in care can be an affordable alternative, allowing your loved one to stay safe, healthy and independent in their own home.
Home care costs vary depending on where you live, the sort of care needed and the way in which the support is accessed.
Many people prefer to stay in their own home for as long as possible as they grow older, as the familiar environment, close proximity to friends and family, and sense of independence can improve function and wellbeing during their twilight years.
How much does 24 hour live in care cost in 2018?Home care costs vary depending on where you live, the sort of care needed and the way in which the support is accessed. At HomeTouch, hourly care can cost anywhere from £15 per hour, and live in care can cost from £100 per day. HomeTouch carers are self-employed, so they can set their own rates depending on how much care is required, and how often, so it's always worth messaging them to find out. If the level of care needed is higher, or the requirements are specialised, then the cost will inevitably be more. In-home care can provide anything from a practical personal assistant who helps around the house, to an experienced, dedicated carer aiding all aspects of personal healthcare.
Is live in care the right choice?Live in care might be suitable for your loved one if:
- They need help with personal care, medication, cooking or housework.
- They are frail, have poor mobility or are unsteady on their feet.
- They have dementia and may be confused in a new place (maintaining a familiar home environment and regular routines can improve cognitive function).
- They are rehabilitating: a short period of 24-hour care can help support those recovering from illness or surgery until they are back on their feet.
- They relish their independence and want to continue to enjoy their social life and hobbies.
- The house can be altered to their changing needs with rails, stair-lifts and other adaptations.
- They have loved pets at home.
Home care agencies, care homes, and fundingThe Health and Social Care Information Centre records that the average price paid for an hour of home care in England was £15.50. However there are significant variations across the country, with rates over thirty percent more expensive in London and the South East compared with the North East.
AgenciesUsing care agencies can often prove more expensive due to high commission and administration charges. While care agencies will take control of your care, they often charge upwards of 50% commission, while paying their carers minimum wage. This leads to a high turnover of staff, which means that your loved one might see a different carer every week. This isn't ideal, especially if your loved one suffers from dementia, as constantly seeing strangers can be disorientating and stressful. You will also have no control over the person providing care.
Residential care homesResidential care can cost an average of £28,500 per year for a care home, or £37,500 per year if nursing is required. This means that live in care fees can be particularly cost effective for couples; allowing them to stay at home together and pay once for a live-in carer instead of twice for two residential places. The table below demonstrates the price difference between residential care homes and residential nursing homes and the varying price based on location.
Average weekly residential care fees
|Weighted average weekly fees by region - private homes for elderly people, UK||Residential Care Homes||Residential Nursing Home|
|England - average||£569||£774|
|Yorkshire and the Humber||£513||£683|
|East of England||£659||£813|
Funding home careA combination of an individual’s financial means and care needs will be assessed to see whether they are entitled to any local authority funding. If the council decides your loved one is eligible for assistance, they are entitled to choose between council provided care or direct payments. Council care can be a simple and straightforward option; however direct payment of a ‘personal budget’ allows the individual greater control and flexibility. If you or someone you care for get help from social services you can apply for direct payments below.
Introduction services such as HomeTouch, help you to find a self-employed live in carer and take care of the paperwork and hassle, allowing choice and flexibility at a more affordable rate than agencies.
Just call hometouch on 0207 148 6746.