What does 24 hour live in care cost in 2018?


 What does 24 hour live in care cost in 2018?, HomeTouch Blog

Home care costs vary depending on where you live, the sort of care needed and the way in which the support is accessed.


Struggling to cope with the cost of care in 2018? A residential home or care home is not the only option. Live in care can be an affordable alternative, allowing your loved one to stay safe, healthy and independent in their own home. Many people prefer to stay in their own home for as long as possible as they grow older, as the familiar environment, close proximity to friends and family, and sense of independence can improve function and wellbeing during their twilight years.

How much does 24 hour live in care cost in 2018?

Home care costs vary depending on where you live, the sort of care needed and the way in which the support is accessed. At HomeTouch, hourly care can cost anywhere from £15 per hour, and live in care can cost from £100 per day. HomeTouch carers are self-employed, so they can set their own rates depending on how much care is required, and how often, so it’s always worth messaging them to find out. If the level of care needed is higher, or the requirements are specialised, then the cost will inevitably be more. In-home care can provide anything from a practical personal assistant who helps around the house, to an experienced, dedicated carer aiding all aspects of personal healthcare.

Is live in care the right choice?

Live in care might be suitable for your loved one if:
  • They need help with personal care, medication, cooking or housework.
  • They are frail, have poor mobility or are unsteady on their feet.
  • They have dementia and may be confused in a new place (maintaining a familiar home environment and regular routines can improve cognitive function).
  • They are rehabilitating: a short period of 24-hour care can help support those recovering from illness or surgery until they are back on their feet.
  • They relish their independence and want to continue to enjoy their social life and hobbies.
  • The house can be altered to their changing needs with rails, stair-lifts and other adaptations.
  • They have loved pets at home.

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Home care agencies, care homes, and funding

The Health and Social Care Information Centre records that the average price paid for an hour of home care in England was £15.50. However there are significant variations across the country, with rates over thirty percent more expensive in London and the South East compared with the North East.

Agencies

Using care agencies can often prove more expensive due to high commission and administration charges. While care agencies will take control of your care, they often charge upwards of 50% commission, while paying their carers minimum wage. This leads to a high turnover of staff, which means that your loved one might see a different carer every week. This isn’t ideal, especially if your loved one suffers from dementia, as constantly seeing strangers can be disorientating and stressful. You will also have no control over the person providing care.

Introduction services such as HomeTouch, help you to find a self-employed live in carer and take care of the paperwork and hassle, allowing choice and flexibility at a more affordable rate than agencies.

Just call 020 7148 0746.


Residential care homes

Residential care can cost an average of £28,500 per year for a care home, or £37,500 per year if nursing is required. This means that live in care fees can be particularly cost effective for couples; allowing them to stay at home together and pay once for a live-in carer instead of twice for two residential places. The table below demonstrates the price difference between residential care homes and residential nursing homes and the varying price based on location.

Average weekly residential care fees

Weighted average weekly fees by region – private homes for elderly people, UK Residential Care Homes Residential Nursing Home
Area
England – average £569 £774
North East £522 £631
North West £471 £678
Yorkshire and the Humber £513 £683
East Midlands £525 £681
West Midlands £529 £731
East of England £659 £813
London £628 £899
South East £669 £620
South West £578 £844
Scotland £534 £704
Wales £517 £676
Northern Ireland £483 £624

Funding home care

A combination of an individual’s financial means and care needs will be assessed to see whether they are entitled to any local authority funding. If the council decides your loved one is eligible for assistance, they are entitled to choose between council provided care or direct payments. Council care can be a simple and straightforward option; however direct payment of a ‘personal budget’ allows the individual greater control and flexibility. If you or someone you care for get help from social services you can apply for direct payments below. The council allocated ‘personal budget’ can be used to arrange and pay for care and support. This can help ensure continuity of care and also provides the freedom to choose people that you can personally relate to and that best meet your needs.

Fund care at home with equity release

funding cover What does 24 hour live in care cost in 2018?, HomeTouch Blog

There are many options to fund care at home, but one that could help is equity release. It provides access to money tied up in the home, in the form of a tax-free lump sum.


The choices and challenges of organising the right care for your loved one can be intimidating. But the right support can adapt to their developing needs and allow them to stay safely in their own home, without the worry of burdening their family.


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